Tell us what you need
One short check — about two minutes. No long forms or forecasts before you know whether there's a fit.
UK business funding
Business funding that fits how you actually trade.
Tell us what you need and we'll line up funding partners that fit — it takes about two minutes, with no hard credit search to start.
No hard check to start
Two-minute check
Free, no obligation
Lending Link is an introducer, not a lender. We may receive a commission or referral fee from partners if you proceed.
Indicative partner panel covers
High-street banks
Specialist lenders
Asset financiers
Invoice financiers
Peer-to-peer platforms
Funding types
Find the right fit for your business
Different goals need different funding. Ranges shown are indicative examples — what's available depends on partner criteria and your circumstances.
How it works
Three steps, no fuss
From first question to comparing options — here's the whole process.
We line up partners that fit
We match your trading profile with funding partners from our panel, based on how your business actually trades.
You compare and choose
Clear options, your decision, your pace. There's no obligation to proceed, and you can walk away at any point.
The comparison
The bank route vs the Lending Link route
Same goal — a very different experience.
The bank route
Weeks of waiting
- 3–6 weeks for a decision, if you get one
- Business plans and forecasts before anyone says hello
- Strict criteria — a near-perfect credit file often expected
Typical wait for a bank decision3–6 weeks
The Lending Link route
One short check
- About two minutes, not weeks of waiting
- Do it from your phone — no branch appointments, no printing
- Judged on how you trade today, not just your history
Time to check your optionsAbout 2 minutes
Who's behind Lending Link
Good businesses shouldn't wait six weeks for a "no". That's the whole reason Lending Link exists.
Lending Link was built on a simple frustration: watching good UK businesses wait weeks for a bank to say no. We think finding business finance should be quick, clear and human — plain English, quick answers, no pressure.
Free to use — no fees to you for checking your options
Clear options — no obligation to proceed at any point
Plain English — real humans if you'd rather talk
An introducer — we connect you, we don't lend ourselves
Common scenarios
What business owners usually come to us for
Every business is different — these are typical reasons people start a funding check.
A trades business looking to fund a new van or equipment, keeping working capital free for the day-to-day.
A growing firm wanting to release cash tied up in unpaid invoices rather than waiting 60 or 90 days.
A buyer needing short-term finance for a purchase, auction or chain break before longer-term funding.
FAQ
Clear answers before you check
Will checking my options affect my credit file?
Checking your options with Lending Link doesn't run a hard credit search. If you choose to proceed, finance partners may carry out soft or hard checks as part of their eligibility assessment.
Are you a lender?
No. Lending Link is an introducer, not a lender. We connect you with funding partners — any agreement is made directly between you and the lender, on their terms.
Do you charge me to use the service?
The funding check is free to use, with no obligation. We may receive a commission or referral fee from brokers or lenders if you proceed with one of our partners.
Is funding guaranteed if I submit the form?
No. Submitting this form is an enquiry, not an application for credit. It doesn't guarantee approval or funding. What's available depends on partner eligibility criteria and your circumstances.
What happens to my information?
Your details are shared with selected funding partners so they can assess your enquiry. We capture your consent at the point of submission. See our Privacy Policy for how your data is handled.
What do I need to start?
A rough idea of how much you'd like, what it's for, and a few facts about how your business trades — time trading and monthly turnover. It takes about two minutes from start to finish.
Funding that fits — ready when you are.
Check your options in about two minutes. No hard credit search to start.