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UK business funding, made simple

Business finance that suits how you actually trade.

Share your funding needs and we'll match you with suitable funding partners — getting started takes around two minutes, with no initial hard credit check.

Explore funding types

Rated by UK businesses

A UK small business owner in her café
Typical funding range £10k–£500k
No hard credit search 2-minute eligibility check Free, no obligation UK regulated partners
Lending Link introduces you to funding providers but does not lend directly. If you choose to go ahead, our partners may pay us a commission or referral fee.

Indicative partner panel covers

Business loans Merchant cash advance Asset finance Invoice finance

Funding types

Explore funding options that suit your business

Different aims call for different funding options. The ranges shown are for guidance only — available options depend on our partners’ requirements and your individual circumstances.

How it works

Your funding options, simplified.

How it works

Share your funding needs

Start with a quick check that takes around two minutes. Find out if there’s a suitable match before tackling any paperwork.

We find funding partners suited to your business

We identify funding partners on our panel that suit your business, based on how your business actually trades.

You choose

Explore straightforward options and choose what suits you, in your own time. You're under no pressure to move forward and are free to stop whenever you wish.

A comparison

Traditional bank funding or Lending Link

One shared aim — two very different journeys.

The bank route

Decision times vary

Bank decision times vary by lender, finance type and application complexity; some applications can take several weeks.

Why Lending Link?

Solid businesses deserve better than a six-week wait just to be turned down. That’s why we created Lending Link.

Lending Link began with a frustration we couldn’t ignore: good UK businesses left waiting for weeks, only to be turned down by a bank. We believe finding finance for your business should be straightforward, timely and personal — everyday language, prompt answers and no pressure to commit.

Free to use — explore your funding options without fees to you Clear options — you can walk away at any stage An introducer - we connect you to a selected lender panel,we don't lend directly

Common scenarios

What business owners come to us

No two businesses are the same - here are some common reasons owners explore their funding options.

Growth

A trades business seeking finance for a new van or equipment while keeping cash available for everyday running costs.

Cash flow

An expanding business looking to unlock funds from outstanding invoices instead of waiting 60 or 90 days for customers to pay.

Tax

Assistance with covering your VAT payments to HMRC.

FAQ

Clear answers before you check

Will checking my options affect my credit file?

Checking your options with Lending Link doesn't run a hard credit search. If you choose to proceed, finance partners may carry out soft or hard checks as part of their eligibility assessment.

Are you a lender?

No. Lending Link introduces you to funding partners; we don’t provide loans ourselves. Any finance agreement is between you and the lender and is subject to the lender’s terms.

Do you charge me to use the service?

You can check your funding options at no cost and without any commitment to proceed. If you choose to move forward with one of our partners, we may earn a commission or referral fee from the broker or lender.

Is funding guaranteed if I submit the form?

No. Completing this form makes an enquiry; it isn't a credit application. Neither approval nor funding is guaranteed. The options available will depend on your circumstances and our partners' eligibility requirements.

What happens when I submit an enquiry?

We share your information with selected funding partners to help them review your enquiry. Your consent is recorded when you submit your details. Please refer to our Privacy Policy to learn how we use and manage your data.

What do I need to start?

We will need a rough idea of how much funding you're looking for, what you'll use it for, and some key information about your business — including how long you've been operating and your monthly turnover. It takes about two minutes to complete.

Funding that fits — ready when you are.

Check your options in about two minutes. No hard credit search to start.

Secure enquiry

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